“My phone’s not working for some strange reason”,said a colleague to me this morning. I took the phone from her and inspected it. It’s shiny screen that was once full of life was now a dull deep sea of nothingness. “When did you charge it last?” I ask, “Looks like it has totally run out [...]

Trusts, Trustees and Insurance Trust structures are now widely used as a tax efficient means of owning property, and often it is the responsibility of the trustees to ensure that adequate insurance coverage is in place to protect the assets of the trust. This is quite a complex area of insurance, and as such, it [...]

Insurance. Okay, okay. Before you say a word, I know that insurance isn’t exciting and that most people see it as a necessary evil, but bear with me because it’s important. Make it quick then. Think of all the homes, possessions, furniture, clothes and cars etc individuals own, they all need insurance cover. Why? You [...]